S5E18: BitCoin at 100k, Guinness, & Password Security

Disclaimer: The information inside of this video is not intended as financial advice. Consult an expert before making any decisions regarding your finances. 

This week on Cashflow, we dive into three big topics. First up, Bitcoin—its wild rise, what it means for the future, and why it’s more than just a buzzword. Then, we break down the iconic Guinness: the malty aroma, the “hard pour,” and whether it’s better with wings or an ice cream float. Spoiler: I’m not the biggest fan, but Francis might convince you otherwise. Finally, we get real about password security—sharing hacks (not the bad kind), tools we love like Bitwarden, and why two-factor authentication isn’t optional anymore. Tune in for a fun, laid-back chat that covers it all!

For all of your cyber security needs: 
https://ezit.solutions/

📰 On this week's 'What's News:
https://nordpass.com/most-common-passwords-list/

Today's Brew🍺: Guinness Draught

🍻 The P.B.K.P.I (Pam's Beer KPI) Scale, for reference ⚖️: 
1. I'm NOT touching it
2. I'd drink it again if you gave it to me
3. I'll order it from the menu
4. I'll scour the ends of the earth to find it

About the Brewery: 
Founded in 1759 at St. James’s Gate in Dublin by Arthur Guinness, Guinness is a global icon of Irish brewing. Renowned for its rich stouts and creamy head, Guinness blends centuries of tradition with modern innovation. From the classic Guinness Draught to bold new creations, every pint reflects a passion for quality and bringing people together.

Learn more at: 
https://www.guinness.com/

Transcript

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But globally 123456 had 3 million hacks, and it takes less than a second to find it. In fact, all of these on this list are less than one second to find it. And then a different other, you know, longer runs of the numbers 1 through 9, 1 through 8, those are on the top list. Password is fourth globally. Wow, I'm surprised. QWERTY 123 is fifth. Okay. And QWERTY 1 is sixth. But the 3 million one, 23456 drops to a million six for the next password. So the 3 million, the 123456 is twice as many times stolen as the rest of these. Now, here's the thing. They've done this study for six years. They've published these results for six years. That is still the number one password. So nobody's paying attention here and we know it. That's crazy. This is changing your password or actually accepting the fact that passwords are a real thing is the thing we don't do until it happens to us. Yeah, like we're never the one to get hacked. 3 million people are getting hacked. And more than that, this is. Hey, welcome back to the Cash Flow Podcast with me, Pam Prior. Glad to have you here where we talk about everything money related in your business. So without further ado, let's hop right in. Hey, I'm Pam Pryor and welcome back to the Cash Flow Podcast. As we are rolling into Thanksgiving, there is tons of news to cover. In our news segment, we're going to talk particularly about a favorite of mine, bitcoin, but in a little bit of a different context. And for the beer, we're doing one of Francis's favorites, which is not necessarily high on my list, but I don't hate it. So stay tuned to see that surprise. And then finally, in the actual Cash Flow section, where we're going to talk to you about cash flow stuff, we're actually going to talk about security today, some interesting news about common passwords that are breached and broken very quickly. So it will help you make sure that your password situation is in good shape. So stay tuned. We're going to hop right in and talk about the news. So my favorite friend, Bitcoin, hit$98,000 on the day that we're recording this. And of course, we're all wondering, is it going to hit a hundred grand? And so I wanted to share a little bit about kind of what's going on in the news here. And in addition, talk about what that really means. What is bitcoin and the Fact that it's, you know, going to hit $100,000 per bitcoin when it started it. Well, it started at zero, but it hovered down at a thousand bucks for a long time before it took its ride. Well, here's the thing. People who own bitcoin right now own almost $2 trillion of value. So that's what we call a $2 trillion market cap. And that is nothing to sneeze at. And what I want to give you to think about here is how big that market cap is. Because a trillion is a crazy number to think about. It's a thousand billions and a billion is a thousand millions and a million is a thousand thousands. Like so you'd have to spend a thousand thousand thousand thousands to get to 1 trillion. And so if you look at the whole bitmark, Bitmark bitcoin market, that's how much has been invested in bitcoin right now, $2 trillion. So let's talk about global economies. And the way global economies are measured is by what they call gdp, which is gross domestic product, which is, in short, how much the country produces in value, in dollars of product. And just to put it in perspective, I'm going to give it to you in order from the top down and you'll see where bitcoin fits in. Here the US is 25, a little over 25 trillion. China almost 15 trillion. Then it drops way far down to Japan at 4 trillion, Germany at 4 trillion, India at 3, the UK at 3. I'm rounding France at 2 and a half, Russia at 2 and a quarter, Canada at 2 and 2.1 million. So now bitcoin slices right in there because Canada, it's trillion. I'm sorry, I said billion. I meant trillion. So Canada is at 2 trillion. Brazil's a little under 2 trillion. Australia's under 2 trillion. South Korea, Mexico and Spain. So you can see that bitcoin's value market cap drops in number 11 in the total world economy relative when you compare its market cap to countries gdp. So this is a lot of money. I just thought it was interesting to share that. And I'll be watching today to see if that hits$100,000. Now jump into the serious stuff. It's time to taste the beer, which I'm not going to tell you till we get there because I didn't pick it. So I did not pick today's beer. No, our friend Francis picked today's beer. And it's Guinness draft. Yes. Which I can't complain about. Right. So first of all, I've Been to the Guinness brewery in Ireland, which I'm so jealous of. It's amazing. The coolest thing is you. It's a. It's a. You go from the bottom up tour and you see it all very touristy, but you still get to really see it. And they don't. I don't know, they're. I guess they're actually brewing in there, but they have a main brewery kind. Of that's like tuck boy. And then you get to the top, they pour your pint, and it's a. Windows around and you kind of see out over Dublin, which is really cool. Wow. But there's some neat things about Guinness, which I've just learned because, of course, we study up on this before we do the podcast. So, first of all, back in 1759, gentleman by the name of Arthur Guinness decided he was going to lease a brewery or land to build his brewery. How long do you think the lease was for? 4 years? 9,000 years. 9,000. If they say here, if that's not belief, we don't know what is. He clearly. And they have a copy of the lease and they have it at the. I remember this now when I was looking at the notes. They have it at Guinness. I didn't know you could get a lease for 9,000 years. You could in 1759. So in the year 10, 759. They'll have to renegotiate. Yeah, that'll be interesting. So anyway, the other thing that's kind of cool is, you know how the harp is the symbol? Yeah, the harp. Actually, everybody thinks it's Ireland's symbol, which it is. However, he had first dibs on it. He wanted something that they could associate with the beer that celebrated Ireland. And he decided that the harp was really representative of Ireland. Now, why, it doesn't say too much, but it represented their culture and heritage. It said, I don't know if there were a lot of harpists. I'll have to figure that out. I never realized it was a harp, but. So when Ireland decided that, yeah, that's a good symbol and we have to use it, they had to turn theirs to face the other way because Guinness had trademarked this one. Wow. So another cool little tip, Arthur Guinness. Is a forward thinker, a real forward thinker. So I'm really excited. There's a ton. There's a really good layout of the story here on the Guinness website. So I suggest, if you like it, you look at it, because it's got. That's just two of the little stories. Inside it. The ones that I kind of thought were the most interesting. Yeah. But the draft itself, they call it the black stuff. And what. It's generally what you think of. As we all know, when you say, hey, give me a pint. Yeah. They're thinking about this draft. It's a dark beer. It. In my mind, I haven't had one since I was in Ireland, but if I remember correctly, it tastes like coffee to me. Okay. Coffee with fizz. But we'll see, because we all know that I'm an IPA lover with all the hops. And this is the opposite of hops. So basically what it says, it's. The aroma has hints of roasted coffee and chocolate. Okay. And appearance is really dark ruby red with a creamy head. And it's smoothly balanced with bitter sweet and roasted notes. Nothing kind of spicy, but it does have some hops in it. The alcohol content surprises a lot of people's really low. It's 4.2%. Yeah. That's probably why I like them so much. Yeah, There you go. And calories are relatively low at 125. So this is a great little beer. And they say, we won't lie. It took a long while to craft this beer, and that's why they're so passionate about it. And then they're saying that you could never replicate the Guinness draft experience in a can. But they say that's where you're wrong. Poured correctly, and the pressure is going to be on you, dude. Poured correctly, and the result is a perfectly smooth beer that's unmistakably Guinness. Our global head of quality, Steve Galsenan, has honed the craft so you can enjoy some great tasting from the comfort of your home. And there's a video which we should probably pause and watch, don't you think? I think we should watch it. Okay, so. Well, maybe we can't. Classic pour. Oh. It's actually walking you through it. To achieve the classic pour, get yourself a clean pint glass and hold it at a 45 degree angle. Begin to slowly pour the draft in a can off the side of the glass. As it fills, slowly tilt your glass upward till it's vertical so it's like the way you pour a beer to achieve. But wait. Oh, wait. There's the. That's the classic pour. Oh, okay. There's the hard pour. Gonna challenge you to do the hard pour. Okay. To achieve the hard pour, open your Guinness draft in a can and wait for that unmistakable hiss. Very quickly, Turn the can 180 degrees upside down and pour vertically. Into a clean pint glass. Take the can out of the glass slowly until all the liquid has been dispensed, and then let it settle so fully upside down. Like, you literally it in the glass and lift it up, and you take it out slowly until all the liquids out of it. Interesting. And I want to do that. And then we're just going to sip out of the same glass. That's fine. All right. I'm not sick. Are you sick of you? No. Do you get the idea, like, what he's doing? Yeah. Do you want to try it? I want. I think you should. One of us to try it. Should we do rock, paper, scissors, shoot? Yes. One. Or how many are we doing best? Two out of three. And do you shoot on? I do. Rock, paper, scissors. Okay. All right. Rock, paper, scissors, shoot. Rock, paper, scissors, shoot. Ah, you got it. I won. You got one. So we're doing two out. We're doing two out of three. Okay. Rock, paper, scissors, shoot. All right, we're tied up. Rock, paper, scissors, shoot. Yes. That means you pour. No, that's not how we did this. Yeah. Ah, that's so funny. I was thinking about it exactly the opposite way around. If I win, I pour. That's funny. Okay. All right, well, Deb is gonna kill. Me if this fails, thinking that this. You know, will kill me if this fails. I'm looking around here. We're gonna. We're gonna do it over him, though. Do it over that. Hey, Deb. We're gonna do it over this. Diego's like, what the. All right, I can do this. I have faith in you. I have faith in me. I had less faith in myself than I did in you. That's why I am having you. Poor. And this is a pint glass, so this should work. I'm getting ready. Just. It worked. Okay. That was cool. That was cool. Fun. And I never knew that. And I've been to the Guinness factory. Look at that. It's doing exactly what you want it to do. Wow. I love watching these. That is fun. Like, you don't get beers that do that. I love the color of Guinness. Look at that. That was fun. That was fun. All right. Because it's your pick. You're the first sip. Okay. I'm so proud of myself. Yeah, There you go. You can do the traditional pour. Oh, there we go. That's fine. All right. All right. You have to wait. We'll have to wait a second for yours to settle. It's okay. It's coming. She just dusted this morning, too. That Was fun. Didn't even need the basket. That was a good pour. Very proud of myself. Cheers. Okay. Cheers. Smells like Guinness. It does smell like this. What is that smell? Malty. Like caramelly caramel. That's what it is. Because it's not chocolate and it's not coffee that I smell. It's like. It smells like a. Like a brewery. Yeah. What it smells like? It smells great. All right. Here we go. I will tell you what the hard pour does. What does it do? Makes it flat. Yeah. Billy. This is how. That's normal. Oh. Maybe it's. Maybe that's my problem. It's less flat. It's less. It's less fizzy. Yeah. Guinness isn't really a super fizzy face. Beer. Got it. So feedback that I've heard about Guinness. One of my friends is convinced that it tastes like soy sauce. And she always gives me for drinking Guinness. I don't think it tastes like soy sauce. Not soy sauce, no. When you want to. One sip. We gotta get the win. We gotta get the stamp. Yep. Poor When. Never thought they'd be tasting beers for a living. I think there might be, like, something you can file with the Human Rights Commission or the Workers Rights Committee. No. You don't like it? I could. I. I mean, I finished mine already. Really? You should have gotten the big one for this. I. To me, it's Ho hum. Like, it's not. You don't like it. It's not terrible. I would not order it. It's. It's going to be up on the PBK KPI. It's gonna be a two for me. Why? Because I would never, like, ask for it. Okay. Ever, if it were the only beer in the joint like it was at Guinness. I'll drink one. Okay. And it's not awful. Like, it's not. Like, maybe it's a three. Maybe I'll say three. It's not awful. Guinness is a four for me. Solid. Yeah. No, it's like. It's like I drink it and I think, oh, God, you know, the tap's broken. Because think about it. My favorite beer, the reason I like. It is it's so punchy and in your face. Yeah. And it's got tons of carbonation. I like my. And I like my water really carbonated. I think since I gave up Coke. Here's what it is. It looks like Coke. Coke. And you expect it to be Coke. I don't. I bet you I do. Psychologically, I'm pissed off. In your brain. My subconscious is like, screw that shit that looks like Coke, but. And it's not as fizzy as Coke and it doesn't taste like Coke. There is really no relation to Coke. No. Except the appearance. That looks like a glass of Coke would look like. It looks like that. Or Nitro brew. Like nitro brew coffee. Yeah. But I had Coke first. Right? Yeah. So I used to drink Coke like this. Get out of the can, pour it cold. Always ice cold in a glass, no ice. So that looks like my addiction right there. So you can't. You can't psychologically make it. I honestly believe that. Subconsciously. I'm pissed. Anyway. Interesting. I like it. What would you pair this with? Remember we had started adding a Diet Coke? I would pair it with. God, I don't know. Garbage. What would you pair it with? Give me an idea. Something like fried and greasy. Something that has a lot of taste. Yeah. Like, I feel like. Because this doesn't. I feel like normally when I'm drinking Guinness, it's on a Sunday with the football game on. Oh, like wings and. Yeah, stuff like that. I had it last week and we ordered from this place near us that does, like, really good onion rings. Those really went well with that. I can see that. I can see that. Something that really gives you. The fried thing helps because it replaces the fizz component. I think it would pair well with something sweet, like cake. I could do it like a float with Guinness. No, I can see what you're saying. I could do a float. Like maybe put an ice cream thing in. Yeah, like a scoop of ice cream. That might make it a little less offensive. Like almost cream it up like you would coffee. Yeah. There you go. I have to agree. So good pick. I'm glad we did it. Guinness is a great beer. I mean, worldwide. I would not be surprised if this isn't one of the most popular beers in the world. 1. I feel like it's pretty popular, but maybe it's more like European. So here's a question for you that's true. Do you remember liking Guinness more there or. You know what I mean? Because I feel like what I hear all the time is, oh, it's different there. Yeah. I honestly can't tell you if it's different. Like, I'm not that aware of it. Yeah. Of this. I'm sure it's true. Because I know it's true with German beers that I've seen. Yeah. Like, you have a pilsner here. It's a Pilsner, even if it's German. Imported pilsner. You go over there, you sit down at a Hofbrau house and order a beer. It's a whole different experience. I love a pilsner. Sitting down in a restaurant where they're filling it up and bringing me wienerschnitzel, that's like that's my heaven. Remember we asked. Remember you asked the question, what's your heaven? Yeah. Wiener schnitzel in a Hofbrau house. Wiener schnitzel with noodles and pilsner. Okay, that sounds like a good heaven. That sounds like heaven. And they just kept bringing more. You just keep going, noch eine Bette. Noch eine Bette. No more. One more please. They just keep bringing it. And they're not huge glasses. They serve it in smaller glasses. But they just keep filling them up. Interesting. Yeah. Is it all you can drink? No, you pay for each one. They keep track. And interestingly, they usually keep track right on your coaster. Oh really? So their coasters are light colored coasters and they just keep adding it up on your coaster? Yeah. So kind of like. Like dim sum. Have you ever had dim sum? I don't think so. Dim sum, you go and there's a couple different forms of dim sum. But like the. There's one where they just come around with a cart of food and you pick off of the cart every time they come around because it's like top a small place. Okay. Yeah. But then there's another where you like get a sheet and you just check off what you want and then you leave it or you give it to your waiter and then they come back. With whatever you order and do you get more. You can get more. Check more off on the box and then that's like your receipt. Yeah. It's a similar thing. This is the thing they, they pay from. Yeah. Which is kind of cool. At least they did last time I went to Germany, which was a long time ago, but longer than I realized. They do. Guinness has a nitro brewed cold brew coffee that's like alcoholic. I want to try that. I just have a coffee with alcohol. Yeah, it's like a. It's a. It's a Guinness coffee. Oh, that's interesting because that's what this is to me. I feel like that would be. I feel like you would like that more. Do you think they drink it room temperature? I can't remember whether they actually drink it cold there or if it's one of the room temperature beers. I don't know. I know in England they do a lot of their stuff room temperature just says best Enjoyed. Poured into a glass. I normally drink it cold. Yeah, me too. I've never liked the warm beer philosophy. No. Kaya likes normal or not normal. Kyle likes someone's a cold. Room temperature. Yeah. She says that that's like the way that you're supposed to the drafts with like she gets sometimes like the hoppier stuff and she like. Like room temperature. She'll drink them that way. We'll throw them in the fridge too, but she likes them. Interesting. Well, cheers. Cheers to you. I'm glad we tried this. We'll have to go back to a hoppy beer next week. And on we go. On we go. Today I want to talk about security because we've talked about fraud. We've talked about the fact that checks are the most often ripped things in the world. Yeah. The other thing that I hate, that everybody hates, that every entrepreneur hates, is passwords. Yeah. But let's talk about it because. And stick with me because I just want to make a couple of points to you and tell you that I am. I've transformed. And that's a big thing because I was the biggest hater of passwords and the person who used the same password for everything until recently. And what was that password? Yeah. Yes. So one of the things that has been published by a company called NordPass, which is actually what I use for my VPN line, is they talk about what are the top 200 most common passwords that have been ripped off. I'm going to do the very tacky thing and clean my glasses right here with a sweater, which never works, but I can't see. I feel like sweaters just smudge. Yeah, it kind of did, but it's not awful. So what do you think? Globally? Oh, I already told you, you might not have been listening globally, what the most stolen password is. So what these guys did, just to give you some context, they dove into all the data that has been stolen and found which passwords were hacked, how long it took to hack them, and how many there were in their database count. And they did it worldwide and they also did it by country. And the interesting thing about this is we now know which of the passwords most easiest to hack. And what does that mean? That means that if somebody's putting a computer chip on your thing, they've got your email address and they're trying to figure out your password, they run a program to do it. And these are the ones that at the. Before they even start trying to decode it, they guess these 200 passwords. First password. No password isn't. It's on the list. Okay. But it's not the. It's not the top one for the world. 1, 2, 3, 4, 5, 6, 7. Qwerty. Yep. What's the other ones? You're pretty good. Yeah. ASD. You know. Yeah. I'm going to give you the. I'm going to give you a sample of them. Just listen to this sample. If one of these is your password, just change it. And we'll also talk about some other things you could do to protect yourself, but globally. 1, 2, 3, 4, 5, 6. Okay. Had 3 million hacks, and it takes less than a second to find it. Wow. In fact, all of these on this list are less than one second to find it. And then a different other, you know, longer runs of the numbers 1 through 9, 1 through 8, those are on the top list. Password is fourth, globally. Wow. I'm surprised. Qwerty 1 2, 3 is fifth. Okay. And Qwerty 1 is sixth. But the 3 million 1, 2, 3, 4, 5, 6 drops to a million 6 for the next password. So the 3 million, the 1, 2, 3 4, 5, 6 is twice as many times stolen as the rest of these. Now, here's the thing. They've done this study for six years. They've published these results for six years. That is still the number one password. So nobody's paying attention here, and we know it. That's crazy. This is changing your password or actually accepting the fact that passwords are a real thing is the thing we don't do until it happens to us. Yeah. Like we're never the one to get hacked. 3 million people are getting hacked. And more than that, this is just a sample database. So I can promise you your data has been leaked. Whether you've done this password or not, you're in a leaked database somewhere. If you're on the Internet, it's just how it works. Yeah. But there are some really good things you can do to help minimize your chances. Like, there are people that use this password who. It's like leaving your door unlocked and your windows open. Like, if somebody's coming around and the key's in the car, somebody's going to come around and break in. Like, that's going to be no dogs. You know, that's going to be the house. And. But yet if you got a security system and dogs and you've locked the doors and you, you know, shut down the car and close the garage, they're just not going to go at it as quickly. So it's like, well, that's going to be a little work. It's not that you're not vulnerable, but somebody has to work really hard to break it. And so thieves are generally trying to get the most for the littlest effort. That's the whole point of thievery. Right. So, you know, this is the thing. So the ones, the other ones that are bigger. One, one, one, one, one, One. Okay, that makes sense. Secret, secret. All zeros. ABC One, two, three. Oddly coming in 20th and 21st. Dragon and monkey. Why dragon and monkey? I'm going to look and see if they're higher up on the list in China, because those are the Chinese years. Right. So we're going to check that Tinkle. And for some reason, although it must be a series of letters, ZAG12WSX. Z on a keyboard. Oh, yeah, it's Z A. Yeah, it might be. I'm not going to be able to do that in my head. Well, I have a quick board. I have a keyboard here that is right. But what happens if you go up and down the keyboard, like down a row? What's down below? Z? A. No, but like Z is in the top. Left, right, bottom left, bottom left. A is right above it. Q. Okay. Yeah. Who knows? People are crazy. There's some other strange ones, too, but this one took three. All right. Oh, Zag one, two. WSX for the record, took an hour to hack. Tinkle took two minutes. And then some more of these that like gwertied. Oh, they're using a Q instead of a G or G instead of a Q to be clever. But they got it at three hours. 6, 6, 6, 6, 6', 6 was less than a second. So those are fun. But in the US that's the global list. Right. If you look at just in the United States, the highest was secret. Secret. Yep. And it's less than one second. And then 1, 2, 3, 4, 5, 6. Then password. Those are password. One is a big deal. I love you is one. Baseball in the U.S. princess and football, Monkey and sunshine come in the top 20. Now I want to check China to see if those. No, they're not on. China's Chinas are mostly numbers. Bad passwords. Yeah. These are horrible. These are horrible. So what do you. What can you do? Well, there are a few things you can do. And, you know, this is one of those problems when somebody solves it, like we have a chip in our head and all we have to do is walk by the machine and boom, it has our automatic recognition. Great. But until then, there are a few Things to do. And I'll tell you, I was a big. I hated this until we got something called Bit Warden. Yeah. Now I'm not advertising for Bit Warden, but our tech guys, who are amazing, I am advertising for them, but they don't pay me. Easy IT Solutions, Travis Barker's company is our IT support and they put Bitwarden on our machines. And Bitwarden is great because you create a little chrome extension or edge extension or Safari extension. And literally when you open the page for most passwords, you open the page up, Bitwarden finds that password, you double or you just single click on it and boom, it populates and you're done. Every now and then you have to copy and paste it in. And it also generates strong passwords. And I can share them with whom I want to share them across my team also. So authenticator. And it has the authenticator on it. So it can do, you know, second level verification. And it's easy to use and you have to get used to it. Like, you gotta get over the learning curve. Yeah. But once it's set up, it's easy to use and anybody can get it. Like you don't. We have it through Easy it, but you can get Bitwarden yourself, add it, use it, and it keeps all your passwords. You can also keep notes, credit card information, blah, blah, blah, blah. Yeah. So to wen's point, anything you put on your computer, you're like, it's at risk. Right. And if you're playing in the crypto world, you want to have a hard wallet that has no computer interface and all sorts of things like that. But if you're going to be working in the world of computers, which to survive now, mostly you have to, having one of these tools is important. Do not get LastPass. Yeah, LastPass has been breached. They got patched. Right. LastPass has been breached so many times, it's not even funny. Like, when my clients tell me they have LastPass, I'm like, sorry, I won't share it, I won't use it. And I'll get it and have it and put it on bit warden myself. 1Password's okay and they haven't been breached. Yeah, I've used One Pass. But NordPass and Bit Warden are the two that I think are the most secure. And do it so that it's really user friendly. Like, they've taken the lead on making it easy. So one of the things, of course, to protect yourself is strong password. Generate a strong password. Yes, it's all garbage, but technically you'll never need to type it in anywhere because you can put it on your phone too. Right. So you have the extension on your phone. The second thing is now the passkeys are becoming a thing. Yeah, I keep seeing those everywhere. Yeah. So the same way that you can have your face. Like if you have a password saved on your iPhone, you can use your face. Now, there are other ways to do passkeys, which is so you don't have to remember anything. And you know the fundamentals. Create strong passwords. Review your passwords. You know, take a look. And there are tools that will help you do this. So you can see what's weak, what's old, what's out there on the Internet already and been used. What people already know. Never reuse passwords. You know, we know all this. We've heard all this. Right. Use a password manager. You know, those are the things. Yeah. It's crazy to think, though, that, like, you're never supposed to reuse a password and how many things I log into just on a daily basis and I should never use it all. My. This is not the best practice, but, like, three or four of the things I log into every day have the same. Mine too. You know what I mean? In fact, this is reminding me I need to go fix that. Yeah. When in fact, I did it for all of my banking stuff already. Yeah. Banking stuff is different because, you know, guess what? If you have a bank account, you are going to be hacked. Sometimes there's no escaping it. You can make it really easy or you can make it really hard. And I think the reality is it's one of those things, like anything preventative, we all put it off. And it's insurance, Right. We don't pay the insurance. And we're like, okay, we'll get away with it. We'll get away with it and get hit by a car. Like, oh, crap. And this is. This all crap can be like, people can steal your identity and getting your identity back. All I had was one tiny little thing stolen for me, and they got basically my Social Security number. One tiny little thing. And it took me to get everything sorted out. Three years. Wow. Of my life, and it probably cost me. And I got. It was all credit card stuff. So I got all that back from the credit card companies because I caught it soon enough. But if I hadn't, I'd have lost it. But then I had to pay tons of money just to get records changed and things fixed finally. And bills to stop coming. So I don't know. You make A commitment to get your passwords. I will. I will not make a commitment to remembering the new passwords because that's what bit wardens for. I still feel like half of the time I change the passwords and then I'm like, oh, shit, what did I change it to? Because it's like one letter or a number. And then with us, it's like we do uppercase, lowercase, symbol, number. And if you're like me, you're moving quickly and you're like, oh, I'll remember that. Yeah. And then you don't immediately after. So I now literally, like make it muscle memory to anytime I create an ID and a password, I put it in Bitwarden. I take that extra five seconds to just get it into bitwarden. Because once that done. Oh, my God, it takes so much work off. Because when you don't, you literally spend 15, 20 minutes trying to figure it out. Reset email, test text on your phone anymore. I'm bad anymore. I try three times and after that I'm like, I'm resetting. And then. Yeah, then you have to go through that time, remember? Yeah, but it takes you five minutes to do something that could take you three seconds and you're more well protected. So it is. It's one of those things like anything, like I should run every morning or walk every morning. Do I do it? No. But security. Security is such an important part of what we do. Right. Making sure that, you know, our systems are secure. We absolutely have to. Software is everything. It's so, so important. We've got people's financial information, access to people's financial information. And that's why I have a vpn, which is a little. Even a higher level up. And then nobody's passwords are ever written down anywhere. Yeah. Certainly nobody's Social Security numbers, any of that stuff. You know, there's a real. And our insurance insists on it too, so. As it should. So that's. Yeah. That's a pretty important thing, I think, for us to think about in the partnerships too. Yeah. Yeah. Like we should have, you know, it. Security requirements for anybody using, you know, or working computers. Yeah. Here's what you have to do if you're interacting by email with us. Yeah. So that's kind of cool. It is cool. It's good. It also is good that we have people like Travis and the team over at Easy IT that, you know, in a second we can just reach out and say, hey, are we okay here? What do you need to do? What does this email look like to you is this email legitimate? And they add all sorts of other layers. So, like where the password thing is, locking the doors, they're adding, sealing the windows, putting the alarm in, taking the keys from the car, like they're adding all that stuff and it's not intrusive. Yeah, like, I would have worried at first, oh, this is gonna be impossible. I'm never gonna be able to get into anything I need. And they've actually added a new feature that I thought I'd hate, but I don't. And that is anytime I download a program onto my computer that it hasn't seen before. Yeah. It goes, hey, you know, was this really you? And I have to click a button and then they give me access to it because they realize, you know, they can verify that it's decent software. And that way if they see if it's anything that's on sort of the watch out for it list, they'll call and go, hey, you don't want to download that. Which I do a lot of trading, so that's really help. I do a lot of defi. That's really helpful to know. Yeah. Especially with that. You don't want to lose passwords. You don't want to get your wallet stolen. It's so easy. Bitcoin we just talked about earlier up at almost 100, you don't want to lose that. And you don't put anything in it's separate thing. You don't put anything defi. That you're not willing to lose anyway. That's my not financial advice. But even when you put it in and you put it in and it's money you wouldn't want to lose. Like say you put in 1,000 bucks. So you bought Bitcoin in 2012 and you put in$1,000. You're like, okay, I can lose 1,000 bucks. Well, today that thousand bucks worth $100,000, you're not going to be quite. Even though you could have lost 1,000, it's like, oh, wait, that's now $100,000. I can't lose that now. So that's another interesting dilemma about only put in what you are willing to lose. Yeah. Once it becomes more than you're willing to lose, it's like, what do you do? I love it. Well, very cool. So I think yeah, we just need to tighten things down and I really suggest that everybody do that. We will cite this article, which I'll send you the link to, so we can put it in the. In the comments, in the comments down below or in the show notes because this list, you know, you can see if your password's on this top 50 list for any of the countries because the nice thing about hacking is it knows no borders, unfortunately. So, hey, thanks for joining us today. I hope this was helpful. Little bit different. A little bit different. It's not about finance necessarily. But it is, right? Yeah. Generally when something like this happens and there's a security breach, the thing that's going to get hit is your wallet. So this is kind of in a weird way about finance. And I mostly wish you and Kaya and all of you a wonderful Thanksgiving. Thanks for joining us. Thanks, guys. See you. Thanks so much for watching the Cash Flow podcast with us. We want to bring more and more of this to you. So please like share, subscribe, comment so that we can keep bringing more of this content to.