S5E22: Finance in education...FINALLY?!? The PumpKing Arrives, Avoiding Burnout!

In the final Cash Flow episode of the year, Pam's breaking down the exciting news that some schools are teaching finance to children in some new and fun ways, Pam (reluctantly) tastes a Pumpkin infused beer, and lastly, Pam and Francis talk about burnout and how to avoid it! 
 
📰 On this week's 'What's News': https://www.cnbc.com/2024/12/16/utah-middle-school-students-learning-to-think-like-shark-tank-founder.html

Today's Brew🍺: Caramel Pumpking Imperial Ale, Southern Tier Brewery

The Brewery: https://stbcbeer.com/

🍻 The P.B.K.P.I (Pam's Beer KPI) Scale, for reference ⚖️: 
1. I'm NOT touching it
2. I'd drink it again if you gave it to me
3. I'll order it from the menu
4. I'll scour the ends of the earth to find it

About the Brewery: 
Founded in 2002 in Lakewood, New York, Southern Tier Brewing Company has become a staple in the craft beer industry. Known for its innovative and bold flavors, Southern Tier offers a wide range of beers, from year-round favorites like IPA and 2XIPA to seasonal hits like Pumking and Warlock. With a commitment to quality, creativity, and the craft beer community, Southern Tier continues to push the boundaries of brewing, delivering exceptional beer experiences to enthusiasts nationwide.

Transcript

0:00

Mix in. It does smell like a star. I want to say I'm going into this with an open mind, but I am not. That smell. Right? It's not. It's not as bad as dirty sock beer that we had. I mean, you haven't tasted it yet. Though. I would argue that pumpkin and caramels. I'm gonna try and do it without smelling it. No, you can't. That's cheating. I know. All right, it may be better than you think. I think it will be. That answer was it is not better than you think. All right, wins. Get the. That's A1. I am not finishing that beer. A1 is. I won't finish it if it's open. No, that's a one. That's all that bad. It is. Hey, welcome back to the Cash Flow Podcast with me, Pam Prior. Glad to have you here where we talk about everything money related in your business. So without further ado, let's hop right in and welcome back for another Cash Flow podcast. We are doing our very last show of the year. So wishing you right off the bat, a wonderful start to 2025 and a great holiday season. But what are we going to cover today? Few different things. First of all, in our news segment, we're going to talk about finance, personal finance, education showing up now in the education system in the US I'm really excited about this one in a real fun, real, really fun, gamified way. Then I left the selection of our beer today to our producer, so thanks to Francis Will we. But we will be trying a pumpkin beer, which you can tell I'm very excited about. And finally, in our actual segment where we talk about cash flow and running our partnership, Frances and I are going to talk about a subject that I know will be close to a lot of your hearts burnout. How to identify it, what to do about it, and some of the repercussions if you don't do something about it. So let's jump right on in now with the news segment. I am really excited about this news piece because we're finally starting to introduce personal finance education into our school systems. One of the things I tell entrepreneurs all the time is there's absolutely nothing to be embarrassed about that they don't really know and understand the finances in their businesses. They have a good gut feel for it, but they don't really know the terminology and the tools and what questions to ask. And it's not their fault because nowhere in our education system, not elementary school, not middle school, not high school, not college, not the streets, not hard knocks. There's nowhere that we actually teach some of these things that people need to know to just adult in a society that depends on money. So I was really excited to read that in. Well, first of all, 26 states now are requiring personal finance education as part of their programs before kids are even allowed to graduate from high school. So that I was really happy to see. I didn't know we'd gotten that far so big. Plus we could. I need to find out which 26 states those are. But the really cool thing is in Utah, near Salt Lake City, which by the way, Salt Lake City has now become a really big hub for small businesses and entrepreneurship. But there is now in the Draper suburb of Salt Lake City, there's a financial education program that is actually doing a Shark tank like event in the middle school in middle school, which I think is fantastic. So what's happening is they're teaching investors, they're teaching business owners, young business owners the hardest thing that grown up business owners have to do, which is find investment money. And it's kind of fun to read this article because they're learning how to take their business ideas, turn it into a pitch to convince potential investors to invest. And I'm just going to read you a quote because I love it. It makes me so happy to see this. I'm really excited because I think our company has a good shot at winning it, said sixth grader Laney Alman. She and her classmates participated in the It's My Business competition, which is a sponsored competition allowing them to try and find investors. And the cool thing about this is their business idea is just right. Clothing company makes T shirts with heating and cooling technology for maximum comfort. All right, how about that, right? These are middle school kids learning that their ideas, that their thoughts can turn into things of value that both serve other people but also make them money. The other two that are kind of in the running to win are Wish Wash pet brush and a designed all in one grooming tool which I'm going to have to look up because I certainly have the animals that need grooming. And then too lit to sip. Sorry. A multifunctional heating and cooling cup. I'm very interested to know what that's about. So I'm going to look up a little bit more on these. And so they were taught to brainstorm, which is one of our skill sets that we need. And they were start to take taught to take that brainstorming into an idea that was more fleshed out and then build a business Plan. All of these are great skills, especially in a world where, as we know from another article that we were going to talk about today, employees in big companies are getting less and less engaged because they're being left out of understanding how they fit into the bigger puzzle. So having kids learn at a very young age what some of their alternatives are. Just sort of the classic go work for somebody for the rest of your life phenomenon or work for eight companies as an employee. You know, they're getting to see what the alternatives are right out of the gate, which a lot of people, I loved my corporate life working for companies. A lot of people do. But it's be really cool for kids to now know, oh, here's a bunch of choices that you have. So love to see that. And I'll be looking for more news on this project now. We're going to dive into a very questionable beer. Hang on for the next segment. Well, welcome to our brews section, where, as you can tell, I am thrilled to proceed because I made the mistake of telling Francis he could run for the beer today or I would run for the beer today. I love it. Francis ran for the beer today and brought us back the thing that I swore I would never do on this show. And now I'm breaking my promise, thanks to you. We're gonna taste a pumpkin ipa. So good thing is it's out of Southern. Yeah. Southern Tier Brewing Company, which we know and love for a lot of their IPAs. Yeah, we like a lot of their beers. I think you got me a 15 pack. I did. I made up for the bad one. But is this one one of the ones? No, that wasn't even near it then. We're good. So then Southern Tier Brewing Company, just as a reminder, they've been around since 2002. They're in Lakewood, New York. They have a lot of really good beers. And they. I know they're all in our region in the Northeast and the middle Atlantic. I'm not sure how far they reach out beyond that, but they're. They're. Their brews are handcrafted. Yeah. 30 states they're in now. So they're really working themselves up from sort of small craft brewery to much bigger craft brewery scaling up. And they crossed the what I consider the evil borderline and created a pumpkin ipa. So let me. You're leaving out caramel. Yeah, I know. All right, so here's the scoop on this beer that I am about to try against every promise I have ever made you. So caramel Pumpkin Imperial Pumpkin Ale. Here's the rule on caramel. It says, Imperial Pumpkin Ale. The king's magical court flourished with the alluring addition of caramel pumpkin. Savor the magical aroma of smite. Of smiced. Smiced, spiced pumpkin as it unites with the sweet enchantment of caramel or caramel. Do you say caramel or caramel? Caramel. I say caramel. Caramel. Southern. Yeah. Yeah. That's a Southern thing. But usually the Southerns are caramel. Caramel. You say caramel, you've, like, morphed north into south. Okay. Phillies rubbing off on you? That's right. We'll. We'll turn them yet as it unites with the sweet enchantment of caramel in each sip. No matter how you celebrate the season, this brew is sure to leave you spellbound. Let's try it. Okay. Now remind me. I use this end. No, the other. This end. This goes in here? Yep. Like this. And you use this as kind of the leverage. Okay. All right. Here we go. This is only the second time I'm trying this. I have lower. Yeah. No, you wanted the bottle to be lower. Oh, like this. Like, right in there. Yeah. And then we use this as the fulcrum. Yeah. And just, like, the edge. Yeah. Okay. Here we go. Just a normal bottle opener, basically. There you go. That was impressive. That's easy. Yeah. How could I have lived 62 years before I learned that trick? You can do it with keys, lighters, anything. You just have something that'll give you a good level. Yeah. All right. When. When is on the set? Because Francis is in his sober December. Yes. And is not going to be imbibing with us here on our very last beer tasting, potentially, unless we carry it into another season. And I only brought one glass down. I'm so sorry. Okay. Oh, it stinks. But it does win the pretty award. That is beautiful. As bad, you said. Oh, it smells like pumpkin and caramel. It smells like freaking Thanksgiving dinner. I'm glad I'm not tasting it. Oh, you suck. It does smell. I think I might actually enjoy. You might like this one. It smells really caramelly. Holy cow. It's like, look at Diego. Nope, you cannot have any. No, that didn't work last night. It smells like a candle. Oh, I can't believe I'm going to drink this. And it's warm. It's not even really cold. I mean, we spent a very long time trying to choose the news. Oh, you're blaming this on me. You want to go first? No. Okay, first of all, it smells like. It smells like those. Those. Well, minus the apple, but like those Halloween candies that are the green pop with the caramel. Oh, yeah. Or a liqueur. Like a really overly rich, sweet liqueur. It's like a Starbucks mix in. It does smell like a Starbucks. I want to say I'm going into this with an open mind, but I am not. That smell. Right? It's not. It's not as bad as dirty sock beer that we had. I mean, you haven't tasted it yet, though. I would argue that pumpkin and caramels. I'm gonna try and do it without smell smelling it. No, you can't. That's cheating. I know. All right. It may be better than you think. I think it will be. That answer was, it is not better than you think. All right, wins. Get the. That's A1. I am not finishing that beer. A1 is. I won't finish it if it's open. No, that's a one. That's all that bad. It is like a candle. Terrible. It basically. Yeah. It basically tastes like you're drinking a candle. Even. Even. He's. Even. Diego's like, it's all right. I mean, it tastes like beer without being, like, really strong, which I don't like. It's 8.6. It is 8.6. But I mean, like, the strong flavor. Like, I think I don't. Strong flavor. I've got caramel dying on my tongue. Beer flavor. Like the hoppy beer. Whatever. Like that. Don't put that near me. I don't think that you. I don't even know the taste of it. I am not touching that again. Not enough of a taste to really give it a fair chance. We normally do. Like, I have to do this. We normally do. I normally drink the whole thing. I know, but I feel like you need to take a second sip just to really ruminate in it and. And. And see if the flavors evolve. Okay. I'm going to do a little mini meditation here and then do it with a completely open mind. Okay, Just a moment. I do not like it. Sam. I am. Are there any redeeming qualities? No, Absolutely nothing. It t. I taste. Sorry. Southern tier. I love your other stuff. It basically tastes like you're pouring liquid pumpkin pie over your mouth and then topping it with caramel and letting it lie there on your tongue. Now, this is not a comment on the quality of the beer because I just don't like pumpkin beer. And caramel added to it obviously is not something I like. It was on your Hard nose list. And when I saw it, I just. Knew if you like pumpkin beer, you'd probably like this. And caramel. It's, like, very caramel. I get the pumpkin for sure. Yes. And the car. But it is. Does have a caramel twist to it, so. Is it spicy? No. There's no spice at all. No. Well, it's like. Like cinnamon if it had, like, more. Pumpkin spice, like clovey. Yeah, that's true. And there's not that it's like, the typical stuff you'd put in a pumpkin piece. And it just. So it's a one for you. What's your rating? It's lower than a one. I won't even finish this. I'll finish a one. I didn't finish Dirty sock, I don't think. But I'm not finishing this. I don't want it ever. I don't want beer. Well, that's true, but we reduced your scale anyway. To what, one to three or one to two? And you're not allowed to do half points. I am allowed to do. No, there's not half points. We don't do half points here. It's either one. That's the worst thing I've ever had in my life. Not the worst beer I've ever drink. It's two. It tastes like a beer. And three is. Oh, I like that. Yeah. Because I'm never gonna hit a four. Like, that's the when KPI scale. I will never want to drink it is. Is fine. What do you want, buddy? He wants pets. Yeah. You want me to fix you there? What would you pair it with besides the sink? Another beer trash. Something to watch. Just something to wash down the taste. Hard liquor. Yeah. Honestly, I think using it for, like, a pumpkin pie. There you go. Cooking with it might be good. Yeah, There you go. Maybe. Okay, hear me out. Apple cider. Putting it in an apple cider. Yeah. Or put it in, like, cinnamon roll, like icing or something. Okay, okay. Yes. Yes, I can get there. Because then it's not trying to be beer. It's trying to be caramel. Pumpkin beer and parmal pumpkin, they don't mix. It's not meant to be a thing. Somebody came up with the idea. It may work in coffee. I might like it in coffee, but it does not work with beer, in my not so humble opinion. All right, so that's a bust on. On that one for me. For me again. If you like pumpkin caramel, stop on over. You can have the rest of this. Awesome. There we go. All right. So jumping into our cash flow segment of the podcast. One of the things we've been talking about as we sort of wrap up this segment on getting a partnership started and all the things you should think about starting with, you know, just to do a quick recap, you know, you need to create a company. You need to decide what percentage each person's going to own. You need to set up the bookkeeping, you need to get the bank account set up. And we talked through all the ups and downs of. Of that planning for the next year and budgeting. The thing that we haven't hit on is, in your particular case, now. Yeah. You are involved in three businesses. Yeah. Wow. And I'm involved in three businesses, but a little less extreme than, you know, I'm 99% in one and a little bit involved as a consultant in the other two. And we decided we should talk about burnout as the last piece of the. The habits discussion, because we're talking about the habits and things are great. You're doing an awesome job of, you know, for example, giving things up in December, getting up, exercising, taking the time for yourself, valuing yourself enough to do that. And along the same lines of valuing yourself, there's this flip side of habits and workload that is burnout. Now, I always got pissed off when people talk to me about work life balance. Yeah, I don't think that's a thing. I mean, maybe that'll be controversial, but I don't really care because it aggravated the bejesus out of me when people told me I didn't have work life balance because I always loved work. I didn't ever want them to be separate. I wanted to enjoy my work. I wanted to enjoy my personal life. And they overlapped. Sometimes they did, sometimes they didn't. But I had fun wherever I was. Yeah. And living life to me was about having fun and being a decent human. So I would never give anybody a lecture on work life balance. Burnout, however, was another thing. Because I got so offended at the work life balance conversation, I, in my 30s, did hit a complete wall at one point. So at that point, I was a leader of a team. We were doing an implementation of a new ERP finance system worldwide. I had just changed jobs into that role. And so I was on a learning curve. I was in school, and that semester was three courses. So that was six hours, three times. I'm sorry, three hours, three times a week, plus homework. Yeah. And so I would go into work, get there around 7.

I'd leave at, you know, 6: 17:27

30 in time to get to school by 7pm, take the three hour class, go back home, and from 10 to 1 or 2, work on homework. That's a full day. And I did that for probably half a semester. Weekends were full of homework. If there was such a thing as work life balance, I definitely tilted. So at one point I just hit a wall and I forget what it was. I think something just stupid, you know, straw that broke the camel's back thing hit me at work one day and I just melted down and really a full on meltdown. Like my boss said, hey, you gotta go home because you know this is not good and do we need to drive you? And I ended up taking the entire semester, the rest of the semester off from school, even though I'd already been through half of it. Wow. To Dupont's credit, God bless them, they still paid for that, those three courses, even though I didn't finish them. And I just took them again later. But you know, that was back in the day where the employer kind of said, oof, we sort of maybe kind of caused this, so let us go ahead and pay for these. But that was another big stressor. Right. Was like, oh my God, if I leave these classes, I'm gonna have to pay for them. And it was just an eye opener for me because before then I had been kind of immune to this thing they called burnout. It's like anything else. I don't meditate. I used to say until I did, and I'm like, oh, this is awesome, I won't burn out. I used to say, until I did. So not to kind of put you in the middle of the conversation, but you're burning the candle on both ends right now. Yeah, a little bit. Three ends probably. You just got married, you have full time work here at Priorities, you have a second business and now you have a third business. Yeah. And you were telling me how much sleep did you get last week? Last week it was like nine and a half hours. Ten hours total. Probably. In the week. Yeah, in the full week. It was not a lot of sleep. It was. There's just so much to do. Yeah. You know, and the thing that I think is big is when you're scaling and when you're early on, you're working in the business and on the business at the same time. So there's so many different facets that go into this and you can't let. One of the balls drop. Yeah, exactly. And. And you as the owner of the business, you feel all the pressure, you know, and you feel obligated to continue to do this. And with these businesses, we're working with partners, and we all feel obligated to put the work in, to do the time and to build it for each other as much as for ourselves. And I think that that is one of the aspects that allows me to kind of not feel as. As tired in this because I'm sharing this load with many different people. Yep. But it definitely. It will catch up to you eventually when. When you do this in this way. Now, granted, not all of the sleep stuff is because of the business. Right. I wake up early because I like to work out in the morning. I spend my time in the morning a little bit more reflective. I try to meditate when I can. I don't really do it much successfully normally. It's like a minute of trying to meditate followed by reading a book for cool. Yeah. Or something along those lines. But, you know, all that to say that it's not all. You're taking time for you. You're taking care of you in this. A lot of times people get to burn out and they're not fit and. And eating right and all of that. So, like, the complete, beautiful puzzle is, you know, sleep, eat, exercise. Right. Exactly. And you've got two of them knocked out. It's just that third little pesky one. And it's just interesting to me because it's. It's like we're seeing this same thing from two completely different perspectives. Right. Right. So I'm seeing it from, hey, y'all keep going like this. The whole business is in jeopardy because you hit a wall, and all sorts of things happen when you hit a wall. I remember. Oops. Throwing my glasses. I know. Really, I remember being on your side of this and going, it will be fine if I burn out. I'll take a couple days off and we'll come right back. Both of those things are right. Yeah. Right. So it's. It. The piece that I wonder about is, do you think about, do you miss the sleep? I've never been somebody that needs a full eight hours every night. When I was younger, I was always able to kind of go off of like, four hours, six hours of sleep a night. And I think that that's another kind of contributing factor here that allows me to continue to operate and function mentally. Yep. The worst part of the day isn't getting up in the morning. It's 10. Middle of the day, 11pm no, it's only like, 11pm Where I know I probably have, like, another hour and a Half to two hours of stuff I gotta get through. Got it. And then I'm at, like, the. Okay, I'm a little bit tired. My brain's a little bit foggy, but I just gotta pump out. Yeah. You know, but, you know, going back to that, sharing the load with people, not feeling like you're doing it all by yourself. Being able to rely and trust that everybody is operating in this way. Not in this way, because that's not what the expectation is. But everybody is burning the candle at both ends because of the stage that we're at in the business. Yeah. It happens. Whether you have one business or three businesses, really. Exactly. Especially when you're developing and scaling and trying to make connections. A lot of it is fun stuff that we get to do. Yeah, it's all fun. Yeah. The work isn't necessarily we're sitting at a desk for 10 to 16 hours a day. It's. We have a photo shoot or a video shoot or a production meeting or we meet with a client or we have a networking event. That's all work in this sphere to me. Yep. And that's stuff doesn't feel necessarily as bad, really. Honestly, the most difficult part is finding the time to work on the business and not in the business, I think is the driver of the most stress in my life right now. Well, I think one of the things you've done with that is you've set aside time that you work on the business. Yes. So my feedback or my recommendation for anybody watching and what has worked for me is it is absolutely true that the amount of work will grow up, grow into the amount of time you allow for it. So if you are working 22 hours a day, you'll have 22 hours a day of work. Yeah. What I learned that I did not believe until I did it myself was when I stopped doing that, I was able to do 22 hours worth of work in 12 hours. That's a good point. Because it's a very different person and energy and ability to see connections and really minimize, like, help time collapse. Yeah. There's. There's a big part of work that is doing it the easy way, doing it the hard way. And when you're really tired and you're going at it like that and you've just been pounding at the same thing or whatever for a long period of time. For me, anyway, if I had a particular spreadsheet model I had to build, I could take six hours to build it. But if I went to bed, got up the next day, did my morning routine and sat down at 10 o'clock it would take me two hours to do. Wow. Because I was thinking more clearly. I had ideas that I hadn't had because I'd been sitting there staring at it for so long. And in many cases I would remember or think of things I'd already done that took away a bunch of work. I call that collapsing time. Yeah. So I collapsed a six hour job into a two hour job. But I didn't start doing that until I started with the sleep. And this is only kind of half a lecture. I'm lecturing myself on the other piece which is eating and exercise. Yeah. Right. So you have one deficiency. I have two of the three are deficient. I eat unhealthy and I don't exercise well. And I know that if I did those two things that if I took the time to do those two things, I'd actually make up more time in my day. Isn't that interesting? So what I'm going to throw at you as a challenge or an exercise to try, and I suggest this too, if you're in that same kind of my God, the work just never stops thing. Yeah. Is you call a stop to it. Like your getting up in the morning to exercise is, is irrevocable. It's un. It's a sacrosanct. Yeah. Right. So if you said even something as simple as I will sleep four hours each night, even just make it four and tell yourself, oh, if I do that, I'll get twice as much done tomorrow than I would if I don't sleep four hours. So yes, there may be this task that I won't get done before I go to. Like you said, you get home at 11. I'm saying go to bed at 11 and accept that that task that you were going to spend the next hour and a half doing, you could do in half an hour tomorrow. Yeah, probably. I think that's a good trade off. Because you don't make mistakes. You're not mistyping, you're not sending bad emails, you're not, you know, editing foggy brain. And so I might say, look, make it as important like you do this. You've got all three of the things. You're like imperfect land then. Right. I don't know anybody who does all three. Well, that's not tr do but sleep, eat and exercise in healthy proportions. You did that. You're going to be freaking unstoppable. Yeah. The other thing too is like sleep. The, the one thing that I really do recognize is sleep is so key to recovering from exercise. That's when the build happens. Yeah. And that's one of the reasons why I think that it's. It sounds messed up, but that's like one of the main reasons why I want to sleep more is so that my body can recover so I can. Do more, whatever the reason is. Right. Because that's really just an analogy for what's happening with everything else. Yeah. Yeah. So that's true. If you don't sleep, your muscles don't recover and you don't get the benefit of the built muscle. Same with your brain. Same with your brain. Yeah. I love that. I think that's a really good challenge. I accept the challenge. Awesome. I'll aim for four to. I think four is fair. Yeah. I mean I'm not going to go from nine a week to eight hours a night. You don't need eight hours a night. I probably get five, four and a half to five. But that in my morning routine, sometimes my meditation turns into a little half hour nap. So not always. Not, I would say two out of seven days I'll fall just sound asleep like within two seconds. Gotcha. Another two days, I'll probably drift into sleep for some period of time. But then the other three, I'm. I'm not aware. It's a weird sort of trancy thing. But it is a very cool meditation. So I probably get say five and a half to six hours. But I'm also older. But I think that'll be really cool. I'm really, I'm really excited to hear how it goes. Yeah. New year, new challenge. I like it. I think that it'll definitely contribute to functioning in a more efficient way. And you know, I'm all about. You can get twice as much done in half the time. Oh, wait a minute. That's good math. Yeah. And I can. Might be able to sleep. The other thing though is are you a person who can fall asleep when. You go to bed at the point of tiredness that I've been at? You have. I just put my head on the pillow and I'm instantly. Got it. Yeah. Okay. Because that would frustrate me. When I was younger, I couldn't fall asleep. Yeah. My mind wouldn't stop racing. And of course I was too good for meditation because I didn't really know what it was. So my mind would race and I'd sit there for one or two hours and I was like, this stinks. Yeah. But if you fall asleep right away. Then I'm almost like out instantly. That's Right. I'm also. I've always been one of those people that could fall asleep anywhere. Oh, perfect. Yeah. So I don't think that falling asleep has ever been my problem. It's just like staying asleep. Sometimes I do it. Oh, got it too. You know. Well, but plus you also just define the first time you really struggle is at that 11 o'clock mark. Yeah. So the very cool thing would be, is if she's starting to struggle, maybe see that as a hint. I'm starting to struggle at this. Now I'm struggling. Now's when I'll stop. Now it's time. But what you have to tell yourself is, okay, whatever it was I thought I had to do for the next hour, I can do it half an hour tomorrow if I just go to bed now. If I just go to bed. Yeah. So that might be help, sort of pick the time to go to bed. But the cool thing, like, I hit my slump. Everybody has a slump time during the day. I hit it usually around 2 o'clock in the afternoon. Do you normally eat a little bit before then? No, but I should watch my blood sugar because I'll bet you it's actually a lower blood sugar thing because I. I forget to eat. This is what I tell you. I don't eat. Right. And I don't exercise. I have an alarm set on my phone now to remind me to have lunch. Perfect. And I was just at the doctor this morning and he reminded me to put an alarm on my phone to remember to exercise. That's your challenge? Yes. Remember to just get up, walk around, squats, plank, a little bit of strength training just with a couple of, you know, light weights. Just do stuff, just move, just. Yeah. In my particular case, I just need to translate a number of fat cells to muscle cells. Gotcha. And that's just exercise. It's just exercise and it's not anything dramatic even. Yeah. And it's crazy how little you actually have to do. Exactly. And how easy it will become once I make a habit. Now, he told me, and I'm curious what you think that it takes six weeks to make a habit? Six weeks. What's your take on how long it takes to really create something that's like, oh, I don't want to miss this now. Like I've always heard, It's. Is it 70 days? 70 days? I feel like that's what I heard as a common thing. And I feel 10 weeks. Okay. Yeah. So I feel like six weeks almost feels too short. Yeah. Okay. Because to me, it's like six weeks is when you're in the groove but then got it afterwards. There's always like a after that, an eight week slump where you're like, okay, am I doing like what am I doing this for the consistency and then after you get past that slump, then. You feel and see the difference. Yeah, right. I would love, for me the thing would be energy. Energy. Because I do. I mean I run at high energy but like today I'm not at my highest energy. Yeah. Like, gosh, maybe, maybe if I had some protein for dinner last night I'd be at a higher energy level or something like that. You are supposed to be having more protein as well. I am. In fact, I just had a protein bar. Awesome. Yeah, it was pretty good actually. I don't know the brand anymore because I threw the wrapper away, but it was pretty good. It looked like pure one or something. Yeah. But I'm supposed to be getting 120 grams of protein a day. That sounds about right. Yeah, so that sounds about right. A lot of people underestimate how much protein they're supposed to have. Like steak and with women. Peas. Yeah. But women specifically, they don't realize how much. Yeah. Their muscles and bones degenerate over time as they get older and how. And that starts at 40. Yeah. Even younger. It's like 35, I think is when like your body starts to like your. Cells start to start to have the calcium issues and. Yeah, yeah. So that. So I'm looking forward to that myself. I'm going to be focusing in the new year and he said wait till the new year. Don't do it to yourself over the holidays. Enjoy the holidays and start. I have to figure out where to incorporate the exercise in my day, but I'm going to do it. Yeah. I feel like it's you. Where are times that you already are going to be up? Yeah. Well, what he said is you've got the iPhone. Watch. Yeah, he said it makes you stand up every hour anyway. That's true. When you stand up, do 10 squats one time, do 10 lifts the next time, hop on the the rower the next time, take a walk the next time. Like literally take now. So I'm going to add all that up. It would be a half an hour of exercise. You're also working from your office more now, right? Ah, back and forth. 50. 50 from the office in the nest. I was gonna say because you do have your standing desk and. Yeah, and I do that standing desk and just use that walking treadmill that you have upstairs. That could be good during the winter months. That's what I intend to do. Because then I don't even have to. I also could just walk up and down the stairs in a circle a couple times. That gets the aerobic going, too. So you're gonna sleep and I'm gonna exercise. I like it. That's. I think that's a fair deal between business partners. I love it. That's our lead into the next year. So we're not calling them resolutions, because resolutions are, I don't know. I just find that a promise once a year. I never keep it. Whereas I just say I'm gonna make a little change here and it's gonna happen to be on January 1st or 2nd. And if you've got a resolution or something else habit that you're trying to change. After our conversation about habits, drop it in the comments. We'd love to know about it and feature you in a conversation next year on Habits as we all march down the road. But in the meantime, I wish you a really happy new year. Walk into 2025 in health and happiness. And thanks for listening to us, like, subscribe. Anything to tell us that we're on the right track with this podcast for you. See you guys. Thanks so much for watching the Cash Flow podcast with us. We want to bring more and more of this to you. So please like share, subscribe, comment so that we can keep bringing more of this content to.