S7E20: Are You Guilty of “Doom Spending”? Viral Money Habits That Kill Cash Flow

Disclaimer: This content is for educational and informational purposes only. It does not constitute financial, business, or legal advice.

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Money is finally being talked about out loud — not just by CFOs and accountants, but on TikTok, Instagram, and everywhere Gen Z lives. Terms like loud budgeting, doom spending, spaving, cash stuffing, quiet luxury, and money dysmorphia are taking over feeds — and they’re shaping how people behave with money in real life.

In this episode of Cash Flow with Pam Prior, Pam breaks down what these viral money terms really mean when you apply them to your business — not just your personal life. Should you be bragging about cutting costs? Is your “urgent” business purchase really just panic spending? Are you quietly doing well but still operating like you’re broke?

You’ll hear Pam’s take on:

• Loud Budgeting — why bragging about frugality can backfire
• Doom Spending — panic buying disguised as “fixing the business”
• Spaving (“saving by spending”) — why discounts still cost you cash
• Cash Stuffing / Profit Bucketing — the updated way to do it in business
• Money Dysmorphia — when feelings and facts don’t match
• Quiet Luxury — the silent confidence of a well-run business
• Rent-Vesting Mindset — why wealth is about options, not possessions

If you’re an entrepreneur, CFO, or builder who wants to grow without sabotaging your own cash flow — this one matters.